Attention homeowners: Real estate appraisal services for in El Paso and El Paso County

Here are the top reasons TX homeowners order from El Paso Appraisal Associates, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge El Paso county's assessment of your property
  3. Remove PMI to cut a mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in El Paso county or TX by determining the true market value of property in question

Need help deciding the value of your house in or near El Paso, TX?
Contact El Paso Appraisal Associates, LLC.

We at El Paso Appraisal Associates, LLC understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at El Paso Appraisal Associates, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. El Paso Appraisal Associates, LLC is veterans in helping people just like you rid yourselves of undesirable PMI insurance.

Challenge Tax Assessment

If you live in an area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from El Paso Appraisal Associates, LLC is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from El Paso Appraisal Associates, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? El Paso Appraisal Associates, LLC offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.